Terms & Conditions

Website Terms of Use and Disclaimer

GENERAL

These Terms of Use (“Terms”) govern your access to and use of this website (the “Website”).

By accessing or using this Website, you agree to be bound by these Terms and the Privacy Policy, which forms part of these Terms. If you do not agree, you must not use this Website.

The Website is operated under The Black Circle Group, which operates through affiliated entities across multiple jurisdictions, including:

• TBCWM International Limited, a company incorporated in the British Virgin Islands; and
• The Black Circle SPV Limited, an entity established in the Abu Dhabi Global Market, United Arab Emirates.

The specific entity providing any services to you will be identified in the relevant contractual documentation.

This Website is provided for general informational purposes only and does not constitute investment advice, a recommendation, or an offer or solicitation to engage in any investment activity or financial service.

The Black Circle Group does not provide regulated financial services in any jurisdiction where such services would require authorisation, unless conducted by an appropriately authorised affiliate.

We reserve the right to amend these Terms at any time. Any changes will take effect upon publication on the Website.

You represent that you are of legal age and have the capacity to enter into a binding agreement. If you are acting on behalf of an entity, you confirm you are authorised to bind that entity.

NO CLIENT RELATIONSHIP

Use of this Website does not create any client, advisory, fiduciary, or other professional relationship between you and The Black Circle Group or any of its affiliated entities. Any such relationship will only arise pursuant to formal written agreements.

INTELLECTUAL PROPERTY

All content on this Website, including text, graphics, logos, images, software, and materials (“Materials”), is owned by or licensed to The Black Circle Group and is protected by applicable intellectual property laws.

You may access and use the Website for personal or internal business purposes only. You may not:

• reproduce, distribute, modify, or commercially exploit any Materials without prior written consent;
• use any branding, logos, or marks without prior written approval;
• store or republish Materials in any public or private system without permission.

WEBSITE USE

You agree not to:

• use automated tools (including bots, scrapers, or crawlers) to access or extract data from the Website;
• introduce viruses or malicious code;
• attempt to gain unauthorised access to systems or data;
• interfere with the operation or security of the Website.

DISCLAIMER OF LIABILITY

The information provided on this Website is for general informational purposes only.

To the fullest extent permitted by law, The Black Circle Group and its affiliated entities make no representations or warranties (express or implied) regarding:

• the accuracy, completeness, or reliability of any information;
• the suitability of any content for any purpose;
• the uninterrupted or error-free operation of the Website.

All content is provided on an “as is” and “as available” basis.

The Black Circle Group shall not be liable for any loss or damage, including indirect or consequential loss, arising from:

• use of or reliance on the Website;
• any errors or omissions in the content;
• any interruption, delay, or technical failure;
• any third-party content or links.

NO RELIANCE / NO ADVICE

Nothing on this Website constitutes legal, financial, tax, investment, or other professional advice.

You should seek independent professional advice before making any decision based on the information provided on this Website.

No content on this Website constitutes:

• an offer to buy or sell any security, digital asset, or financial product; or
• a solicitation to engage in any investment activity.

Any statements regarding investment strategies, market outlook, or potential returns are forward-looking in nature and subject to risks and uncertainties. Actual outcomes may differ materially. All investments involve risk, including the potential loss of capital.

JURISDICTIONAL RESTRICTIONS

This Website is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to applicable law or regulation. Users are responsible for ensuring that their access to and use of this Website complies with all applicable laws and regulations in their jurisdiction.

THIRD-PARTY CONTENT AND LINKS

This Website may contain links to third-party websites.

The Black Circle Group does not control or endorse such websites and is not responsible for their content, accuracy, or availability. Accessing third-party websites is at your own risk.

USER INFORMATION

Any information you provide through the Website may be processed by The Black Circle Group and its affiliated entities for purposes including:

• responding to enquiries;
• facilitating onboarding processes;
• providing information about services.

You are responsible for maintaining the confidentiality of any login credentials or personal data you use to access the Website.

NO CUSTODY

The Black Circle Group does not hold or control client assets through this Website. Any asset holding or custody arrangements are governed solely by the relevant contractual documentation and the applicable service provider.

USER SUBMISSIONS

If you submit any content or information through the Website:

• you confirm that you have the right to provide such content;
• you grant The Black Circle Group a non-exclusive, worldwide, royalty-free licence to use such content for operational and communication purposes.

You must not submit any unlawful, defamatory, or harmful content.

INDEMNITY

You agree to indemnify and hold harmless The Black Circle Group and its affiliated entities, including their respective officers, directors, employees, and advisers, from any claims, damages, or expenses arising from:

• your breach of these Terms; or
• your use of the Website.

COOKIES AND ANALYTICS

This Website may use cookies and analytics tools to improve functionality and user experience. Further details are set out in the Privacy Policy.

GOVERNING LAW

These Terms and any disputes arising out of or in connection with them shall be governed by the laws of the Abu Dhabi Global Market (ADGM), United Arab Emirates.

The courts of the Abu Dhabi Global Market shall have exclusive jurisdiction over any such disputes.

MISCELLANEOUS

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force.

Failure to enforce any right under these Terms shall not constitute a waiver of that right.

These Terms, together with the Privacy Policy, constitute the entire agreement between you and The Black Circle Group in relation to your use of the Website.

NOTICES

Any notices or communications in connection with these Terms shall be made in writing and may be sent to: legal@theblackcircle.com.